Credit Repair Experts

REBUILD YOUR CREDIT. RECLAIM YOUR FUTURE.

TB Credit Solutions helps you dispute negative items, build stronger credit, and unlock the financial opportunities you deserve — with expert guidance every step of the way.

300+
Clients Served
120+
Avg. Score Increase
98%
Satisfaction Rate
↑ +147 pts in 90 days
Your Credit Score
742
CREDIT SCORE
GOOD ✓
595
Start
90 Days
Timeline
742
Now
Process

HOW IT WORKS

Three clear steps from where you are to where you want to be.

01
Free Credit Audit

We pull and analyze your full credit report, identifying every negative item dragging your score down — late payments, collections, errors, and more.

02
Custom Action Plan

We build a personalized strategy — dispute letters, debt validation requests, and credit-building steps — tailored specifically to your credit profile and goals.

03
Watch Your Score Climb

We execute on your behalf and monitor progress monthly. You'll see real results — negative items removed, scores rising, and doors opening.

What We Offer

OUR SERVICES

Comprehensive credit repair solutions designed to get results fast.

Dispute Negative Items

We challenge inaccurate, unverifiable, or outdated negative items directly with all three major bureaus — Equifax, Experian, and TransUnion.

  • Late payment disputes
  • Collection account challenges
  • Charge-off removals
  • Error corrections & identity mix-ups
Credit Building Strategy

It's not just about removing the bad — we help you build the positive history that lenders want to see, using proven strategies that work.

  • Secured card & credit-builder loan guidance
  • Credit utilization optimization
  • Authorized user strategies
  • Payment history coaching
Debt Validation Letters

We leverage your legal right under the FDCPA to demand collectors prove a debt is valid — if they can't, it must be removed from your report.

  • FDCPA-compliant validation letters
  • Collector cease & desist notices
  • Unverified debt removal pursuit
  • Statute of limitations review

CREDIT REPAIR DONE RIGHT

We don't make promises we can't keep. We work hard, stay transparent, and get real results.

120+
Average point increase for our clients within 6 months
48hr
Average time to receive your custom credit action plan
3
Bureaus we dispute with simultaneously on your behalf

FREQUENTLY ASKED

Still have questions? We've got answers. Reach out anytime.

Results vary by situation, but most clients start seeing removals within 30–45 days of their first round of disputes. Significant score improvements typically happen within 3–6 months. We'll give you a realistic timeline during your free consultation based on your specific credit profile.
We focus on items that are inaccurate, unverifiable, or outdated — and you'd be surprised how many technically accurate items can still be challenged successfully. If a creditor can't verify a debt within the required timeframe, it must be removed regardless of accuracy. We always operate within the law.
Absolutely. The Fair Credit Reporting Act (FCRA) gives every American the right to dispute inaccurate information on their credit report. The Fair Debt Collection Practices Act (FDCPA) gives you the right to validate debts. We use these federal laws to advocate on your behalf — everything is 100% legal and above board.
Your free consultation includes a review of your credit situation, an explanation of what we see as the biggest opportunities for improvement, an overview of our process, and a clear breakdown of pricing. No obligation, no pressure — just honest guidance.
Very little! We handle the heavy lifting. You'll need to provide access to your credit reports and sign dispute authorization forms. We may occasionally reach out if creditors respond with something that needs your input. Otherwise, we work in the background while you watch your score climb.

READY TO FIX YOUR CREDIT?

Sign up below and we'll reach out within 24 hours to schedule your free, no-obligation credit consultation.